INFORMATION FOR BUYERS

RENT OR BUY?  This is often the question an individual or family must face when arriving in Warner Robins. If you are going to be here less than two years, your income-to-debt ratios are not within the limits or your credit is bad then the decision isn't difficult; renting is your best option. Otherwise, you should seriously consider buying as your best option. Why? Because as this is being written, a decent rental in and around the Warner Robins area can cost you as much - OR MORE - than a mortgage payment. Plus, YOUR money is going to pay someone else's mortgage and build THEIR equity while you collect only rental slips stamped "PAID". The landlord also gets any tax write-offs connected to the property YOU'RE paying for. Isn't it better to put YOUR money to work for YOU?

Buying a home is the single largest financial decision and investment that most people will make in their lifetime. The importance of "getting it right" can't be over stated. Deciding what you want in a home is never an easy task.... and that's only the first decision you'll make in a long line of necessary steps. The decision-making process can be aided immeasurably by using the services of a knowledgeable Realtor and few know the business as well as Bill & Carol Phelps. Each has more than 25 years of experience assisting Buyers just like you.

Once you've determined what you want in a home and how much you're willing to pay, it's time to speak with Bill & Carol. They'll guide you through the steps necessary to find your home from the hundreds available through our Multiple Listing System (MLS), write the purchase offer contract, negotiate the sale, arrange financing, inspect the home and negotiate repairs (if necessary) and do the other things that must be attended to in order to close on the home. You'll REALLY appreciate Bill & Carol's expertise should an unexpected problem arise. It is in these instances that the experienced agent can make the difference by knowing what to do to resolve the issues. Losing your dream home to inexperience is no fun!

Bill & Carol will explain Earnest Money, terms of the contract, home inspection options, warranties, pre-paid items, home insurance, closing costs, and other details of the transaction. After the sale, you'll be reminded to apply for your Homestead Exemption (if you qualify) that will save you taxes each year.

In the past four years, Bill & Carol Phelps have closed on properties selling for more than $33,900,000 and the overwhelming majority of that has been on homes just like the one you're looking for. If you are thinking of buying a home in the Warner Robins area, please give Bill & Carol a call. They are professionals who will do their best to provide you with the service you deserve. Let them show you what experience can do for you and add your name to their extensive list of satisfied customers.